Appointment Scheduling / Fintech
An appointment insurance platform that protects calendars with clear deposits, text invites, arrival check-in, and smart Stripe refunds — so unused deposit money comes back without wasting card fees, and no-shows pay the person who waited.
~$261
~90%
~70%
~65%
Overview
Missed appointments meant lost revenue — and refunding a full deposit later still burned card fees on money that came back. Organizers chased confirmations by hand, had no reliable way to prove who showed up, and settled payouts case by case. Settlement needed to return unused amounts the smart way, pause when arrival is contested, allow organizers to waive charges, and stay fair when nobody shows.
We built an appointment insurance platform: schedule with clear deposits, invite by text, check in at the place, and settle through Stripe so unused deposit money comes back without wasting card fees — then pay the person who showed when someone ghosts.
Organizers protect calendars with clear commitment rules and far less manual chasing. Showing up returns unused deposit money without taxing the full amount; no-shows fund who waited instead of becoming pure loss. On a simple $10,000 example where $9,000 returns, card fees stay near ~$29 instead of ~$290 — about $261 saved versus charging everything then refunding.
Smart refunds
The main money move isn’t “charge the whole deposit.” When only part was earned, Stripe returns the unused amount so card fees apply to what stayed charged. Simple example on a $10,000 deposit where $9,000 comes back (typical 2.9% + $0.30 fees): charge-everything-then-refund costs ~$290; keeping $1,000 charged costs ~$29 — about $261 saved.
Commitment
Organizers lock the commitment with a clear deposit and rules everyone can understand. Texts replace manual chasing. Check-in proves who made it. If someone no-shows, the pot goes to the party who kept the promise — instead of writing off the hour as bad luck.
+91 88949 00142
+1 (307) 435-9605